Source: Ondiscourse
Personal AI agents are moving beyond chat interfaces into actual transaction execution—checking your email, interpreting requests, and spending your money on your behalf. This shifts the consumer relationship with AI from tool to agent, removing friction from human decision-making and opening new vectors for fraud, unauthorized spending, and loss of consumer intent. The companies building these systems are betting that convenience trumps control. They're also creating a generation of users who've outsourced financial judgment to systems they don't fully understand.