Source: NYT > Business
Predictive genetic testing is advancing faster than the legal frameworks designed to protect against discrimination. The Genetic Information Nondiscrimination Act of 2008 has significant gaps around life insurance, disability coverage, and long-term care that weren't anticipated when DNA scoring was still experimental. This creates a market opening for insurers and employers to use genetic data in ways the original law never contemplated, while also exposing individuals to financial and employment risk that regulators haven't yet addressed. The outcome depends on whether legislatures act quickly or whether genetic medicine becomes accessible mainly to those wealthy enough to self-insure against the discrimination risks it creates.